London Health Administrators - 40 Commercial Way, East Providence, RI 02914 - 401-435-4700



A Personalized






Health & Welfare Fund Administration

Business-to-Business Procurement & Sourcing

Self-Insured Benefit Plans

401k Administration

FSA Eligible Expenses and Items

Long-Term, Tax-Free Benefit Solution:
VEBAs are a different way of providing  health benefits for your employees. Instead of providing a standard health insurance plan and changing deductibles and copays each year; VEBAs are accounts that put more control in the employer and employees’ hands. VEBAs are tax-free benefit accounts funded by the employer to be used by the employee for qualified expenses. One of the most unique components of VEBAs is that the unused employer contributions can be rolled over from year to year and can be invested to earn tax-free interest. Because of this VEBAs can be used to help enrollees pay for their health care expenses in the short-term but also into retirement. In the end VEBAs achieve two main goals:

  1. By setting an annual stipend or contribution into the employees’ VEBAs  the employer is able to easily budget for their health care benefit expenditures year to year.
  2. Employees are incentivized to be efficient users of health care services in order to stay within the VEBA contributions provided by their employer.

Voluntary Employee Beneficiary Arrangements (VEBA)

Long-Term Advantages:
Employer contributions can be rolled over and invested by the member.

Short-Term Advantages:
Accountholder can use funds for all IRS qualified health care expenses tax-free.

What is a VEBA:
Employer funded tax-free account to help active employees and/or retirees pay for health care expenses.

Multiple Payment Options:

Claim feed from carrier, debit card, online portal, mobile application, email, fax and mail.

Win-Win For All:
Decreases  health care costs and taxes for employer and employee.


Example of VEBA Plan Design:

Year 1

Year 2







ER Deposits $1,000








ER Deposits $1000


EE Carries Over $500


Unused funds are carried over to next plan year and can be invested.



Health Plan



Health Plan

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Local: 401-435-4700

Toll-Free: 1-800-343-2236

Fax: 401-435-3937